Navigating the intricacies of car insurance is complex enough. However, for drivers in Ontario facing the aftermath of a DUI, the landscape becomes even more challenging. If you’ve recently been convicted, you’re likely grappling with multiple issues.Ontario’s strict driving laws warrant a granular understanding of how a DUI impacts your car insurance rates and what…
Every time you step into your car, you’re facing risks that range from a fender bender to a serious accident. For auto insurance companies, it’s all about managing and, when possible, predicting these risks. But who are they really looking out for? Knowing the factors that can bump you into the high-risk category might also…
High-risk auto insurance, a term that strikes fear in the hearts of many drivers, is well-known for its hefty price tag. But why are these rates so steep? Is it a mere money-making scheme by insurance companies, or is there more to the story? In this blog post, we will delve into the factors that…
Navigating the road of car insurance can feel just as harrowing as a bumper-to-bumper commute. This is especially true if you are labeled a “high-risk” driver, sending your insurance premiums rocketing skyward. But don’t despair, being tagged high-risk isn’t the end of the road. There are steps you can take to lower your premiums and…
Commercial insurance Ontario is a type of insurance that business owners can purchase to protect their company from potential financial losses. This type of insurance can be customized to fit the specific needs of a business, and it typically includes coverage for property damage, liability, and loss of income. There are a number of different…
Home and property insurance is a vital part of protecting your home and belongings. However, with so many options available, it can be difficult to know which policy is right for you. This article will outline the basics of home and property insurance in Ontario and what you need to know before purchasing a policy.…
There are many risks associated with driving without high-risk auto insurance in Ontario. One of the most obvious is that you may be pulled over and ticketed for driving without insurance. If you are involved in an accident, you may not be covered by your insurance if you are considered a high-risk driver. This could…
Driving without a license in Ontario is a legal offense under the Highway Traffic Act. While this law prevents suspended drivers from driving, car insurance is still very important for car owners, even while suspended. In this article, you’ll find out why suspended drivers still need insurance, the mechanics of suspension, and how to get car insurance…
Canada requires every car owner to have auto insurance. Your policy should cover the owner, the vehicle, and the passengers. In the event of a collision, your insurance should also be able to cover the medical expenses of pedestrians you’ve injured and the property damage you caused. Some provinces, like Quebec, offer insurance that covers…
Even the most careful drivers may find themselves involved in a car accident: in fact, 1 in 3 Canadians will be in an accident at some point in their lives. As disconcerting as the experience may be, when you are involved in a minor collision there is a sequence of events that you should follow…