To prepare a classic car insurance quote for you, the insurance provider will look at:
- How much driving you will do
- Where you keep the vehicle when it is not being driven
- Your driving record
- Whether you require a year-round or seasonal use policy
Comprehensive Classic Car policies will protect your vehicle even while it is in storage in the event of theft, fire or damages.
MODIFIED Classic Cars
Make sure you tell your insurance provider when you upgrade your vehicle or modify it in any way to ensure you are insured for your what your classic vehicle is worth. (Obtain an appraisal from a licensed, insured, and bonded appraiser).
If you have modified your vehicle to the point where it is not legally roadworthy or is not considered a “road vehicle” anymore, this must be disclosed or your claim can be denied and renewal for other insurance policies may not be granted.