Navigating the intricacies of car insurance is complex enough. However, for drivers in Ontario facing the aftermath of a DUI, the landscape becomes even more challenging. If you’ve recently been convicted, you’re likely grappling with multiple issues.Ontario’s strict driving laws warrant a granular understanding of how a DUI impacts your car insurance rates and what…
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Every time you step into your car, you’re facing risks that range from a fender bender to a serious accident. For auto insurance companies, it’s all about managing and, when possible, predicting these risks. But who are they really looking out for? Knowing the factors that can bump you into the high-risk category might also…
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High-risk auto insurance, a term that strikes fear in the hearts of many drivers, is well-known for its hefty price tag. But why are these rates so steep? Is it a mere money-making scheme by insurance companies, or is there more to the story? In this blog post, we will delve into the factors that…
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Navigating the road of car insurance can feel just as harrowing as a bumper-to-bumper commute. This is especially true if you are labeled a “high-risk” driver, sending your insurance premiums rocketing skyward. But don’t despair, being tagged high-risk isn’t the end of the road. There are steps you can take to lower your premiums and…
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Navigating the complex landscape of automobile insurance in Ontario can be a daunting task, particularly if you’ve been labelled a ‘high-risk’ driver. This status can significantly impact your insurance premiums and the availability of coverage options. But how long does this ‘high-risk’ label stick with you, and more importantly, what can you do about it?…
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Traffic convictions have a significant impact on your car insurance rates, based on the severity of the conviction. There are three main tiers of traffic convictions: minor, major, and severe (criminal). Understandably, many drivers will get one or two minor convictions here and there. However, the major and severe convictions are the ones to avoid,…
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How High Risk Car Insurance Works in Ontario Insurance providers tend to charge higher premiums for high risk drivers as they anticipate filing more claims than average. You can avoid becoming high-risk by staying out of trouble while driving and keeping your rates as low as possible. Standard auto insurers usually allow one at-fault accident…
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How to Get High Risk Auto Insurance in Ontario Finding affordable car insurance premiums when classified as a high risk driver can be challenging. But there are ways you can cut down costs – like using a high risk broker. Work to improve your driving record to help move yourself back down into lower risk…
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If you’ve been caught speeding by a camera, you’re probably wondering if your car insurance rates will go up. The good news is that in most cases, a speed camera ticket won’t have an impact on your car insurance rates. However, there are some exceptions to this rule, so it’s important to check with your…
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If you’re a new driver in Ontario, you may wonder how long you’ll be considered a high-risk driver. This blog post will give you an overview of high-risk driving and how it’s determined in Ontario. Additionally, we’ll provide tips on keeping your insurance rates low after being classified as a high-risk driver. Read on to…
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