Commercial insurance Ontario is a type of insurance that business owners can purchase to protect their company from potential financial losses. This type of insurance can be customized to fit the specific needs of a business, and it typically includes coverage for property damage, liability, and loss of income. There are a number of different…
Home and property insurance is a vital part of protecting your home and belongings. However, with so many options available, it can be difficult to know which policy is right for you. This article will outline the basics of home and property insurance in Ontario and what you need to know before purchasing a policy.…
There are many risks associated with driving without high-risk auto insurance in Ontario. One of the most obvious is that you may be pulled over and ticketed for driving without insurance. If you are involved in an accident, you may not be covered by your insurance if you are considered a high-risk driver. This could…
There are around 160,000 car accidents every year in Canada. When it comes to driving, even the safest drivers may find themselves in a collision accident that often results in expensive repairs. Some drivers will be forced to pay out of their pockets, while others can rely on auto insurance. In this article, we’ll talk…
Driving without a license in Ontario is a legal offense under the Highway Traffic Act. While this law prevents suspended drivers from driving, car insurance is still very important for car owners, even while suspended. In this article, you’ll find out why suspended drivers still need insurance, the mechanics of suspension, and how to get car insurance…
With car insurance being mandatory in Canada, high-risk drivers often find it hard to get back on the road due to expensive insurance policies and hefty fines if caught driving without one. In this article, we’ll help you get a high-risk auto insurance quote online in Ontario. We’ll also help you understand what high-risk drivers are and…
Canada requires every car owner to have auto insurance. Your policy should cover the owner, the vehicle, and the passengers. In the event of a collision, your insurance should also be able to cover the medical expenses of pedestrians you’ve injured and the property damage you caused. Some provinces, like Quebec, offer insurance that covers…
Even the most careful drivers may find themselves involved in a car accident: in fact, 1 in 3 Canadians will be in an accident at some point in their lives. As disconcerting as the experience may be, when you are involved in a minor collision there is a sequence of events that you should follow…
One of the first questions people want to know when they have been pulled over and issued a traffic ticket is how it will affect their insurance rates. The answer depends on the infraction and the type of ticket you are issued. There are 3 main types of traffic tickets: minor, major, and serious convictions.…
If you own a vehicle in Ontario, there are requirements around the types of insurance coverage you must purchase. Minimally, you must have: Third-Party Liability Coverage (minimum of $200,000 in coverage) – This protects you in the event someone else is killed or injured, or their property is damaged, as a result of your vehicle.…