Even the most careful drivers may find themselves involved in a car accident: in fact, 1 in 3 Canadians will be in an accident at some point in their lives. As disconcerting as the experience may be, when you are involved in a minor collision there is a sequence of events that you should follow…
One of the first questions people want to know when they have been pulled over and issued a traffic ticket is how it will affect their insurance rates. The answer depends on the infraction and the type of ticket you are issued. There are 3 main types of traffic tickets: minor, major, and serious convictions.…
If you own a vehicle in Ontario, there are requirements around the types of insurance coverage you must purchase. Minimally, you must have: Third-Party Liability Coverage (minimum of $200,000 in coverage) – This protects you in the event someone else is killed or injured, or their property is damaged, as a result of your vehicle.…