Enjoy the open road with the peace of mind that your recreational vehicles are fully covered. Youngs Insurance will give you expert advice on the right insurance for your vehicles. You will:
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Also known as Motorhome or RV insurance, Type A coverage is for recreational vehicles that you drive to a destination. It provides you with coverage for all perils, emergency expenses, liability coverage, personal property protection, and depreciation waiver.
Type B is an add-on coverage to protect your travel trailer, tent trailer, fifth-wheel trailer, and truck campers.
Note that travel trailers aren’t considered a motor vehicle, so it doesn’t need its own auto insurance policy. If it’s towed, a travel trailer is protected by the same liability coverage as your auto insurance. However, it won’t be included in other forms of coverage, such as comprehensive or collision. This is why, in many cases, the travel trailer needs its own Type B coverage.
Trailers up to 40’ long can be covered, and policies often include protection from all perils, liability, and personal property coverage. If needed, you can get coverage for emergency expenses and loss of use.
Any four-wheel vehicle that’s self-propelled requires insurance, whether it’s driven on roads, off-road, ice, or snow.
If you’re operating a snowmobile anywhere apart from the owner’s property, you are legally obliged to carry the minimum:
In Ontario, high-risk car drivers pay higher premiums. And it’s difficult to find the right insurance because not all companies take in a high-risk driver.
If you fall into this category, inquire about our Youngs Insurance Burlington program. You will:
Let’s get rid of your high-risk driver status.
In our Sweet Lemons program, you’ll get tailored insurance solutions, pay reasonable premiums, and actively work to improve your driving record. Soon, you’ll pay lower insurance rates.
Different vehicles and lifestyles require different levels of protection. Find the ideal insurance solution for your car with low premiums. We’ll see to it that you won’t overpay.
Find out the insurance solutions that will protect your home in Ontario — your most expensive asset. Explore different types of coverage for houses, condos, cottages, and more.
If you think you need protection beyond standard insurance policies, inquire about umbrella insurance. It’s your ideal solution if you face bigger risks and need better coverage.
Ensure your motorcycle is properly protected from the risks you face. Youngs Insurance will walk you through the minimum required coverage in Ontario, as well as other options for your situation.
We offer insurance services in English, Italian, Polish, and Spanish.
Our brokers have at least two decades of insurance experience.
Travel trailers aren’t considered motor vehicles, so they don’t require auto insurance. However, we strongly recommend getting Type B coverage because it protects you from high out-of-pocket costs from unforeseen circumstances.
Premiums vary greatly, depending on the year, make, and model of your travel trailer, as well as any additional coverage. Please contact us for more information.
Travel trailers are road-legal as long as it is towed by a registered and insured vehicle. On the other hand, RVs require an auto insurance policy.
Yes. Because RVs and motor homes are considered motor vehicles, you’re required to carry auto insurance. Speak to our brokers about the best policy for your RV.
Premiums vary greatly depending on your RV’s value, its vehicle class (A, B, or C), and how often you drive it. Please contact us for more information.